.avif)
A CFO, Without the $200K Hire
Rolling 13-week cash forecasts, margin analysis, and lender-ready financial packages, CFO-level command for $1M–$50M businesses, at a fraction of a full-time cost.
Licensed
US CPA Firm
35+ yrs
Combined CPA experience
98%
Client retention
$1M–$50M
Businesses served.
A CFO, Without the $200K Hire
Rolling 13-week cash forecasts, margin analysis, and lender-ready financial packages, CFO-level command for $1M–$50M businesses, at a fraction of a full-time cost.
A CPA will map the gap between where your finance function is and where it needs to be.
Sound familiar?
The pattern we see before a business calls us.
Flying blind between draws
Revenue is lumpy, pay-when-paid is real, and the only forward view you have is the bank balance and a feeling.
The bank wants covenants. You have a bank feed.
Growth needs credit, and credit is underwritten from forecasts and financial packages, not from how busy things look.
Growth is eating your cash
More jobs means more float: mobilization, payroll, retainage. Without a forecast, the best year on paper becomes the tightest year in the account.
What you get
Forward-looking finance, delivered monthly
Everything a controller and CFO would give you, built on your real books and delivered on a cadence
13-week cash flow forecast
A weekly forward cash picture reconciled to your bank, updated continuously, reviewed with you.
Construction example: one contractor had $440,975 in the bank on a Monday, on pace for -$340,218 by week 11, seven weeks of warning instead of a payroll-Friday surprise.
Margin & variance analysis
Which parts of the business are fading, where overhead crept, what's timing versus real, explained in plain English with a numbered action list.
Construction example: when net income jumped 339%, we traced $140,000 to commission timing, not real profit, and caught a $60,515 payables buildup before it hit cash.
Lender-ready packages
The financial package your lender, investor, or a future buyer expects, the same numbers that support credit, covenants, and a business you could one day sell.
When your surety or bank asks, you forward this month's package instead of going dark for two weeks.
How it works
From reactive to running the numbers
A standing finance function, not a one-time project.
A CPA reviews your current visibility, books, forecast, reporting, against where you're trying to take the company, and maps the gap.
What you get
Forward-looking finance, delivered monthly
Everything a controller and CFO would give you, built on your real books and delivered on a cadence
.avif)
You get CFO-level work, forecasting, reporting, strategy, on a monthly cadence, without hiring a full-time executive.
Bookkeeping and accounting look backward, at what happened. This is forward-looking: cash forecasts, scenario planning, and the numbers that support growth decisions.
Yes. Construction-specific bonding agent relationships are covered in more depth on our Construction page.
No, this is usually where it starts paying for itself, growth is exactly when cash gets tight without a forecast.
It depends on complexity and reporting cadence. You'll get a number on the free call.
Discover More
CFO advisory is one piece of what we deliver. From clean monthly bookkeeping and QuickBooks to tax strategy and M&A support, we are the single financial partner that grows with your business at every stage.
Sell-side and buy-side quality of earnings for lower middle market transactions. Normalized EBITDA with every adjustment traced to the general ledger, working capital analysis, and a report written to hold up under the other side's review.
.avif)
Federal, state, and multi-state filings. Planning work happens in Q3 and Q4 and covers entity structure, estimated payments, and the credits your industry qualifies for. The same team keeps the books, so the return is built from records we already know.
.avif)
We track cost at the job, project, or department level and run AP and AR day to day. Each month includes a review of where margin sits and which jobs or lines have moved. This is the layer between the bookkeeper and the CPA, and most firms do not staff it.
.avif)
We reconcile the bank and card accounts, run AP and AR, and close the month on a fixed calendar. The chart of accounts is built around how your business makes money rather than how QuickBooks ships by default. Financials are delivered by the 15th.
.avif)
Ready when you are
Run a bigger company's finance function at your size
- 13-week cash forecast, refreshed continuously
- Margin and variance reviewed with you monthly
- Financial packages your lender underwrites from
- Licensed CPAs, 98% client retention
.avif)