Six services, one CPA firm
Outsourced accounting services for every layer of your finances.
Bookkeeping, controller, fractional CFO, tax planning, Quality of Earnings and SBA Lender QoE, run by one licensed CPA firm. Start with one service and add the next when you need it.
30 minutes with a licensed CPA · No card · No contract
The short answer
Which accounting services does a growing business need?
Most businesses need clean monthly bookkeeping and year-round tax planning first. Add an outsourced controller when margins and payables need closer control, usually past $3M in revenue. Add a fractional CFO for forecasts, budgets and board reporting. Use Quality of Earnings when you buy or sell.
Ask a CPA which fitsWhere is your business today?
Start with clean monthly books and a tax plan. Everything else depends on numbers you can trust.
Add a controller when margins move faster than you can check them. Someone owns costing and payables.
Add a fractional CFO for forecasts, budgets and the lender or board package.
A Quality of Earnings report backs the price. SBA lenders can engage us directly for their own report.
Typical starting points. Your free review sets the real scope.
All services
Our services, side by side.
Bookkeeping & Accounting
Every bank, card and loan account reconciled to the penny. Books closed by the 15th and reviewed by a CPA.
- Monthly close and reconciliations
- P&L, balance sheet and cash flow
- Catch-up and cleanup work
Best for: Owners who want clean, on-time books
Explore bookkeepingOutsourced Controller
A controller who runs payables and receivables, costs every job or department and reviews margins each month.
- AP and AR managed
- Job and department costing
- Monthly margin review
Best for: Teams past $3M that need tighter control
Explore controller servicesFractional CFO
CFO-level planning without a full-time salary: cash forecasts, budgets and the reports your bank or board asks for.
- 13-week cash forecast
- Budget and KPI dashboard
- Board and lender reporting
Best for: Owners making hiring, pricing or funding calls
Explore Fractional CFOTax Planning
Planning during the year, not just a return in April. Entity, equipment and multi-state decisions made before they cost you.
- Quarterly tax projections
- Business and owner returns
- IRS and state notices handled
Best for: Profitable owners who want fewer surprises
Explore tax planningQuality of Earnings
CPA-led Quality of Earnings for buyers and sellers. Adjusted EBITDA, working capital and debt reviewed in 2 weeks from a complete file.
- Adjusted EBITDA and add-backs
- Net working capital target
- Debt and debt-like items
Best for: SBA 7(a), Main Street and middle-market deals
Explore Quality of EarningsSBA Lender QoE
Quality of Earnings reports engaged directly by SBA 7(a) lenders, scoped to SOP Appendix 15. 2 weeks from a complete file.
- Engaged by the lender
- Appendix 15 scope, line by line
- Parallel capacity, no queue
Best for: SBA 7(a) lenders and credit teams
Explore SBA Lender QoEHow we work
From first call to a monthly close you can trust.
- Free 30-minute reviewA licensed CPA looks at your books, your software and what you need next.
- Fixed-fee proposalOne monthly fee, quoted before any work starts. No hourly billing.
- Setup and cleanupCatch-up work, a chart of accounts built for your industry and your bank feeds connected.
- Monthly close, CPA reviewedBooks closed by the 15th, reports in your inbox and a CPA you can call.
Questions
Questions about our services, answered.
Still have a question? Call (336) 203-7399 or email info@acecpas.com. Monday to Friday, 9 AM to 6 PM ET.
Reviewed by Mubarak Shah, CPA · Updated November 2026
Ask a CPA directlyWhat services does AceCPAs offer?
Six: outsourced bookkeeping and accounting, outsourced controller services, fractional CFO services, tax planning and preparation, Quality of Earnings for buyers and sellers, and SBA lender Quality of Earnings reports. All six outsourced accounting services are run by one licensed CPA firm for businesses earning $1M to $50M.
What is the difference between a bookkeeper, a controller and a fractional CFO?
A bookkeeper records and reconciles transactions and closes the books each month. A controller owns the process: payables, receivables, costing and a monthly margin review. A fractional CFO looks forward: cash forecasts, budgets, pricing and funding decisions, and reporting to your bank or board.
Can I start with one service and add more later?
Yes. Most clients start with bookkeeping and tax planning, then add a controller or fractional CFO as they grow. The same team keeps your books, so nothing is handed off or rebuilt when you add a service.
How much do your services cost?
It depends on transaction volume, the number of entities and accounts, and which services you need. After a free 30-minute review you get a fixed-fee proposal with one monthly fee, before any work starts. Quality of Earnings is quoted per deal. No hourly billing.
Which accounting software do you use?
We keep books in QuickBooks Online. If you use QuickBooks Desktop, we move you to QuickBooks Online as part of setup. We also connect the tools your industry relies on, such as A2X for ecommerce payouts.
What is the difference between Quality of Earnings and an SBA lender QoE?
A Quality of Earnings report tests the earnings behind a deal price for a buyer or seller. An SBA lender QoE is engaged directly by the SBA 7(a) lender, as SOP Appendix 15 requires for covered loans, so a report the buyer ordered does not satisfy it.
Do you work with businesses outside North Carolina?
Yes. AceCPAs is based in Raleigh, NC, and works with businesses across the US. Everything runs online, with video calls, a shared document portal and a CPA you can reach by phone, Monday to Friday, 9 AM to 6 PM ET.