Services

A CFO Who Speaks Job Costing, Cash Flow, and Bonding

Most contractors cannot afford a full-time CFO but badly need one. Our Construction CFO Suite gives you a monthly reporting package, a 13 week cash flow forecast, and monthly variance analysis, so you always know if you can cover payroll Friday.

35+ Years of Proven Experience
Get A Quote!
Get A Quote!
Get your free quote

Tell us where the business is headed and we will show you how an ACE CFO gets you there faster. Free consultation, zero commitment.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Intro

The Construction CFO Suite Your Business Has Been Missing

Every job looks profitable on paper but cash is always tight. The bid said 20% and the closeout came in at 3%. You are making big calls without numbers to back them up. That is the gap our Construction CFO Suite fills. Monthly financial reporting, a 13 week cash flow forecast, monthly variance analysis, and bonding and lender-ready financials, all in plain English.

Our Work Process

See how our Construction CFO Suite builds the forecasts, job-cost reporting, and variance analysis your business needs to grow with confidence.
1

Deep Dive Assessment

We review your financials, cash flow, job-cost structure, and growth goals to see exactly where you are today and where you need to go next.

2

Build the Foundation

We build your 13 week cash flow forecast, monthly reporting package, variance analysis, and job-cost dashboards, plus bonding and lender-ready financials. All built around how your jobs actually run.

3

Ongoing Strategic Partnership

Your ACE CFO works alongside you with monthly reviews, early warnings on profit fade and cash gaps, and always-on availability whenever a big decision needs a financial lens.

Proactive finance and real strategy, not just tax-time check-ins. We grew 35% last year.
Tony M.
Concrete & Masonry, Austin TX
My CPA at AceCPAs transformed how I price my jobs. Before, I was guessing costs and hoping for profits. Now, we have detailed job costing and profitability reports. I’m pricing smarter, bidding more competitively, and actually growing profitably. It completely changed my outlook on my business.
Rick D.
Custom Home Remodeling, Sacramento, CA
I was amazed at how much money I was leaving on the table until Mubarak Shah (CPA) stepped in. They restructured our tax planning, identified deductions via Section 179 deductions and bonus depreciation we had overlooked for years, and literally saved us tens of thousands of dollars in tax season. It’s like finding hidden money every year.
Laura G.
Commercial Contractor, Nashville, TN
Working with our bookkeeper at AceCPAs has changed everything. We went from barely knowing if jobs were profitable to having weekly financial dashboards and monthly financial meetings. Every decision I make is now informed by accurate numbers, giving me complete confidence to grow faster.
Steve P.
Roofing and Exterior Services, Phoenix, AZ
Before, my weekends were consumed with paperwork and chasing invoices. Now, my accountant at AceCPAs handles everything from bookkeeping to taxes. I actually have weekends off and can enjoy time with family. It’s not just money saved; it’s given me back my life.
Mark S.
Excavation & Site Preparation, Seattle, WA

Why Choose Us

We deliver embedded CFO partnership for contractors and other owners ready to grow on real numbers, not guesswork.

EMBEDDED, NOT EPISODIC
Your ACE CFO does not show up once a quarter with a slide deck. They are an embedded partner, monitoring your numbers and reaching out proactively when something needs attention.
SENIOR CPA EXPERTISE
Every engagement is led by a senior CPA with decades of experience advising US businesses across industries and growth stages.
BONDING AND LENDER READY
Bonding and lender-ready financials, WIP schedules, and forecasts that help you carry more work and raise your bonding limit, available by text, email, or call.
ALL UNDER ONE ROOF
Your CFO partners with our bookkeeping, tax, and M&A teams so every layer of your financial life stays aligned and optimized.
What We Offer

What You Get With Every Engagement

A Real CPA, Not Software
01

A licensed CPA reviews your numbers and is on every finding. No junior, no app, no guesswork.

Built Around Your Jobs
01

Job costing, retainage, and WIP handled the way construction actually works, not generic small business templates.

Plain English Reporting
01

Monthly numbers you can act on, in plain English, so you always know where each job and the whole company stand.

Early Warnings, Not Surprises
01

We flag profit fade and cash gaps weeks out, while you can still fix the job, the billing, or the draw.

Confident man in black suit sitting with clasped hands by a laptop with green financial charts behind him.
Q. What does an ACE CFO actually do?

A. Your ACE CFO runs the Construction CFO Suite. A 13 week cash flow forecast, monthly reporting and variance analysis, job costing, budgeting, scenario planning, KPIs, and bonding and lender support, all built around your business.

Q. How is this different from hiring a full time CFO?

A. You get the same senior level expertise at a fraction of the cost, with no salary, benefits, equity, or long term commitment. And you tap into an entire CPA firm behind your CFO, not a single hire.

Q. What kind of businesses do you work with?

A. We work with US businesses doing roughly one million to fifty million dollars in revenue, with deep focus on construction. Remodelers, home builders, concrete, sitework, roofers, and the trades.

Q. How often will I talk to my CFO?

A. Monthly strategy meetings are standard, plus quarterly deep dives, and always on availability by text, email, or call whenever a major financial decision comes up.

Q. Can you help with raising capital or selling my business?

A. Yes. We build investor grade models, projections, and reports for fundraising, loans, or acquisitions, and we partner with our M&A team for full transaction support when needed.

Q. Do I need clean books before bringing in a CFO?

A. Ideally yes, but we can also handle bookkeeping and CFO together. Clean books are the foundation any strategic financial work depends on, and we can clean them up first if needed.

Q. How long are CFO engagements?

A. Most are ongoing monthly retainers. We also offer project based engagements for specific situations like fundraising prep, exit planning, or turnaround scenarios.

What We Offer

Built for Owners Who Run on Real Numbers

Most owners who reach out save more than $10K in their first year, in tax, margin, and cash they were leaving on the table. The conversation is free. The results are not.

Book Your Free 30-Minute Call

No pressure. No commitment. Just a real CPA ready to listen and tell you exactly how we can help for free.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Visuals

Discover More

CFO advisory is one piece of what we deliver. From clean monthly bookkeeping and QuickBooks to tax strategy and M&A support, we are the single financial partner that grows with your business at every stage.

Service
Tax Services

Accurate, fully optimized business tax returns prepared and filed by licensed CPAs. We catch every legitimate deduction and head off the surprise tax bill before we file a single page.

Get Started with Bookkeeping
Get Started with Bookkeeping
Service Include
Business Tax Preparation
Personal Tax Returns
Service
Quality of Earnings

Buying a business? We dig into every record. Tax returns, bank statements, P&L history, and balance sheets. We verify every claim the seller makes and surface every risk they have not disclosed, so you know what you are really buying.

Get Started with Bookkeeping
Get Started with Bookkeeping
Service Include
Due Diligence
Financial Review
Service
QuickBooks Online Bookkeeping

We build your QuickBooks Online from the ground up. A chart of accounts tailored to your business, bank feeds connected, tax settings configured, and everything aligned with how you actually operate from day one.

Get Started with Bookkeeping
Get Started with Bookkeeping
Service Include
QBO Setup & Migration
Cleanup & Catch-Up
Service
Bookkeeping & Accounting

Every transaction recorded, categorized, and reconciled as it happens. Your books stay current and never a month behind, so you always know exactly where you stand.

Get Started with Bookkeeping
Get Started with Bookkeeping
Service Include
Monthly Reconciliation
Transaction Categorization